Responsabilité civile
Responsabilité civile is French civil liability insurance that covers damage you cause to other people or their property.
Responsabilité civile operates in the French Insurance segment.
Responsabilité civile: Core Facts
- Definition
- Civil liability cover for damage you cause to third parties
- Covers
- Harm to other people or their property, not your own losses
- Included in
- Home (assurance habitation) and car insurance
- Car minimum
- Responsabilité civile (au tiers) is the legal minimum car cover
- Often required
- For school, sports clubs, and rentals
- Not the same as
- Multirisque cover, which also protects your own property
- Regulator
- ACPR
- Federation
- France Assureurs
- Status
- Active Definition
- Verified
How Responsabilité civile compares
Responsabilité civile is NOT cover for your own losses and NOT the same as full multirisque cover; it pays for harm you cause to third parties. It is included in home (assurance habitation) and car (au tiers) policies.
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Responsabilité civile: Frequently Asked Questions
What is responsabilité civile?
Responsabilité civile is French civil liability insurance that covers damage you cause to other people or their property.
Is responsabilité civile mandatory in France?
Responsabilité civile is required in several situations, including as the legal minimum car cover (au tiers), and it is often requested by schools, clubs, and landlords.
Does responsabilité civile cover my own damage?
Responsabilité civile does not cover your own losses; it pays for harm you cause to third parties, while multirisque cover is needed to protect your own property.
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Where Responsabilité civile is mentioned on How to France
Guides and reference pages on this site that mention Responsabilité civile:
Maintained by Jules de Bruin (How to France). This page follows the Grounding Page Standard v1.5. Last verified: 2026-06-23.