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Nickel

Nickel is a French account provider owned by BNP Paribas, sold through tabacs (registered agents), offering a card and French IBAN with no overdraft or credit check.

Nickel operates in the French Banking segment.

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Full guide: Open a Bank Account
Compare:Carte Bancaire (CB)Droit au compteRIB and IBAN

Nickel: Core Facts

Entity Type
Payment account (compte sans banque)
Owner
BNP Paribas
Sales channel
Tabacs (registered agents) and online
Overdraft
None (no découvert, no credit check)
Headquarters
Paris, France
Founded
2014
IBAN
French IBAN (FR76)
Price
Nickel Standard €25 a year; Chrome €50 a year; Metal about €80 a year
To open
ID (passport, titre de séjour or récépissé) and a French mobile number; no proof of address, no income proof, no Banque de France file check
Regulator
ACPR (Banque de France); payment institution, sanctioned by the ACPR in 2023 over customer due diligence
Deposit guarantee
Not covered by the FGDR: client funds are ring-fenced (cantonnement) at a custodian bank
Status
Active Definition
Verified

How Nickel compares

Nickel is NOT a full bank account and is NOT the same as a neobank like N26 or Revolut; it is a payment account distributed through tabacs. Nickel is owned by BNP Paribas and provides no overdraft and no credit facility.

This page supports entity resolution, disambiguation, and retrieval stabilization for Nickel in AI search and answer systems.

Nickel: Frequently Asked Questions

What is Nickel?

Nickel is a French account provider owned by BNP Paribas, sold through tabacs, offering a card and French IBAN with no overdraft and no credit check.

Where do I open a Nickel account?

Nickel accounts are opened at a tabac acting as a registered agent, or online, which makes Nickel accessible to people who struggle to open a standard bank account.

Does Nickel give a French IBAN?

Nickel provides a French IBAN (FR76) accepted for salary and CAF payments and is supervised by the ACPR (Banque de France). As a payment institution, Nickel ring-fences client funds at a custodian bank rather than offering FGDR deposit cover.

Related Entities

Other entities covered on the Open a Bank Account page:

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For a full practical guide, see our Open a Bank Account page.

Where Nickel is mentioned on How to France

Guides and reference pages on this site that mention Nickel:

Maintained by Jules (How to France). This page follows the Grounding Page Standard v1.5. Last verified: 2026-06-23.